Lifestyle Investment Planning

COMPREHENSIVE

What does our service include?

Professional Financial Advice
The scope of services includes, but is not limited to:

Investment planning and strategies
Tax-effective investment advice
Superannuation & Retirement Planning
Detailed Performance & Tax Reporting

Remuneration Planning
Estate Planning
Social Security Planning
Personal Consultation as required

In addition to the licensed services, we are happy to coordinate activities with your existing service providers, or refer you to a network of professionals for a set of services including:

Solicitors - preparation of wills, powers of attorney, trust deeds and sundry legal services.
Accountants - commercial financial management, tax returns and detailed taxation advice.
Insurance - various forms including life, income, accident, trauma and general insurance.
Finance Brokers & Institutions – personal, mortgage, investment, commercial loans.

Formal Financial Plan
Formal financial plans are vital resources that form a foundation for ongoing management of investments. Consultants conduct introductory interviews to determine your current position, future goals/desires and identify problems or opportunities. The information obtained provides a basis for consultants to develop an appropriate, formal strategy and plan. If you request specific “unlimited” advice your plan will include individual product recommendations to match specified requirements and objectives. Otherwise you can request “limited”, or general advice.

Research
To ensure that our clients are well informed with respect to investment choices we gather and analyse many research reports to collate several expert opinions in order to form reasonable, qualified recommendations. We review the detailed research data and provide easy-to-understand summaries, newsletters and regular reports for your convenience.

Recommendations are based on the opinions of a panel of five (5) of Australia’s leading stockbroking firms and our own research analysts. We also provide you access to discounted publications, seminars and educational materials.

Monitoring
Timely, accurate notice of significant events that may impact your portfolio. Most investors do not have access to the many resources available to financial advisors, nor do they have the time to read all of that information. Your advisor is paid to perform that function for you. This includes access to IPOs (“Initial Public Offerings” or “floats”), to which retail investors usually have limited access.

Regular Reviews
Effective financial strategies need periodic reviews to adjust objectives, balance portfolios and set reasonable expectations. Investors’ requirements may change, as may the economy, markets and the performance of individual products. Regular portfolio valuations and detailed, periodic reviews provide a diagnosis of your position and the conditions that will impact your ability to achieve your objectives.

Administration & Consolidated Reporting
While many advisors charge additional “platform” or “master trust” fees of 0.5% to 1.5%, our subscription fee includes such services at no extra cost; including:

Preparing, collating and filing all your investment paperwork.
Consolidated investment performance & tax reports (Capital Gains & Income).
Coordination and/or liaison with accountants, or tax agents for end-of-year returns.
Secure, Internet access to your investment details.