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No Hidden Fees

ALL FEES AND COMMISSIONS ARE CLEARLY DISCLOSED.

If you choose any of our fee-based services, then we rebate all up-front/entry fees back to you whenever the product/issuer allow such rebates.

For some products (eg. mortgage finance), the commissions are not additional costs to clients.  The product costs for such products is unaffected by broker commissions.  Consequently, those commissions are not generally rebated, but rather, they are used to fund the related services.

If you prefer to pay your service fees via commissions rather than receiving rebates, then you have the option to apply commissions to your service invoices.

The following links provide access to our fee schedule and commission formulae.

Schedule of Fees
(Financial Planning & DIY)
Lender Commissions

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